Section 8 Fair Market Rent (FMR) for ZIP 72045 - 2027

Location: White County, AR | Metro: Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$890
1 Bedroom$980
2 Bedrooms$1,190
3 Bedrooms$1,550
4 Bedrooms$1,640
5 Bedrooms$1,902
6 Bedrooms$2,130
7 Bedrooms$2,300
8 Bedrooms$2,415

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
1,110
Median Household Income
$60,602
Housing Units
537
Renter Percentage
7.2%
Occupancy Rate
93.3%
Renter Occupied
36

The Section 8 cap rate analysis for ZIP code 72045 provides insight into potential investment returns. With a median home value of $255,320, let's consider the two scenarios based on available data.

In the first scenario, using the annualized Fair Market Rent (FMR) for a 2-bedroom unit at $1,080 per month, the annual rental income would be $12,960. This translates to an implied gross yield of approximately 5.07% when calculated against the median home value. The formula for this calculation is straightforward: gross yield = (annual rental income / property value) * 100. In this case, it is (12,960 / 255,320) * 100 = 5.07%.

The second scenario involves market rent, which is currently not available (N/A). Without specific market rent figures, we cannot calculate a precise gross yield for this scenario. However, it is important to note that market rents often exceed FMRs, potentially offering a higher gross yield. Given the lack of data, this scenario remains speculative.

Considering the 7.2% renter density in ZIP 72045, it is worth noting that while this percentage is relatively low, it does not necessarily preclude the viability of Section 8 investments. The demand for affordable housing can still support such investments, especially in areas where there is limited rental stock. Additionally, the N/A-day Days on Market (DOM) suggests either insufficient data or a highly competitive market where properties are rented quickly, indicating strong demand.

The 5.07% gross yield derived from the FMR scenario represents a conservative estimate. It is likely that market rents could provide a better return, but without specific figures, this remains an assumption. For investors looking to enter the Section 8 market in ZIP 72045, the FMR-based gross yield serves as a reliable benchmark, while the possibility of achieving higher yields through market rents should be explored further.

Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.