Location: White County, AR | Metro: Cleburne County, AR
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $690 |
| 1 Bedroom | $780 |
| 2 Bedrooms | $980 |
| 3 Bedrooms | $1,270 |
| 4 Bedrooms | $1,300 |
| 5 Bedrooms | $1,508 |
| 6 Bedrooms | $1,689 |
| 7 Bedrooms | $1,824 |
| 8 Bedrooms | $1,915 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,270 | $211,124 | 0.6% | D |
U.S. Census Bureau data (2024)
The real estate landscape in ZIP code 72137 is poised for a period of stability and potential growth over the next 12-24 months, based on the median home value of $219,425. This figure suggests that the area remains affordable for many buyers, positioning it well for sustained interest from first-time homeowners and investors alike.
The absence of data regarding the percentage of listings that have been reduced and the median days on market (DOM) indicates a lack of significant distress selling or prolonged listing periods, which are typically signs of a weakening market. In ZIP 72137, the equilibrium between supply and demand appears balanced, without the pressures that might erode pricing power.
On the rental side, the Fair Market Rent (FMR) for the metro area in fiscal year 2026 is projected at $910, compared to the current market rate of $861 as reported by the Census Bureau's American Community Survey. This gap signals an upward trend in rental values, suggesting that landlords and small-portfolio investors can anticipate gradual increases in rental income as the market adjusts to the FMR levels.
For long-term investors, the setup in ZIP 72137 implies a realistic appreciation thesis. The combination of an affordable median home value and a rental market that is expected to grow towards the FMR provides a solid foundation for capital appreciation. As rental prices rise, so too will the perceived value of properties, driven by the increased cash flow they generate.
However, it's important to note that while the conditions suggest a positive outlook, the actual pace of appreciation will depend on broader economic factors, local job market trends, and the overall health of the housing market. Investors should consider these variables alongside the specific data points when formulating their investment strategies.
In conclusion, the current median home value, the stable DOM, and the growing rental market indicate a favorable environment for maintaining and potentially increasing property values. This makes ZIP 72137 an attractive option for those looking to hold onto real estate assets for the long term, expecting steady returns and gradual appreciation.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.