Location: Lawrence County, AR | Metro: Lawrence County, AR
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $680 |
| 1 Bedroom | $730 |
| 2 Bedrooms | $950 |
| 3 Bedrooms | $1,230 |
| 4 Bedrooms | $1,590 |
| 5 Bedrooms | $1,844 |
| 6 Bedrooms | $2,065 |
| 7 Bedrooms | $2,230 |
| 8 Bedrooms | $2,342 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,230 | $131,976 | 0.93% | C |
U.S. Census Bureau data (2024)
ZIP 72433, located in Lawrence County, AR, serves as a cash-flow anchor within a Section 8 portfolio strategy. This designation is based on the favorable financial metrics that support stable, predictable rental income. The Fair Market Rent (FMR) for a $950 metro area in fiscal year 2026 stands at $950, which is significantly higher than the local market rent of $661. This creates a spread of $289, indicating that properties in this ZIP code can generate above-market rents when aligned with Section 8 guidelines.
The median home value in ZIP 72433 is $99,025, suggesting that the area has relatively affordable housing options. This makes it an attractive location for low-income tenants who qualify for Section 8 assistance. The program guarantees a steady stream of rental payments, reducing the risk of vacancy and delinquency that might otherwise affect cash flow.
Despite the absence of specific data regarding appreciation potential (with N/A% price-cut share and N/A-day days on market), the strong cash-flow characteristics make this ZIP a reliable component of a diversified investment strategy. With a 34.8% renter share, there is a substantial demand for rental properties, and the median income of $36,473 aligns well with the income limits typically associated with Section 8 eligibility. This ensures a consistent tenant pool that can benefit from the housing subsidy.
In conclusion, ZIP 72433 should be considered a cash-flow anchor due to the significant spread between the FMR and the local market rent, coupled with the affordability of homes and the alignment with Section 8 tenant demographics. Landlords and small-portfolio investors can expect stable returns and reduced operational risks by focusing on this ZIP code.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.