Section 8 Fair Market Rent (FMR) for ZIP 73038 - 2027

Location: Caddo County, OK | Metro: Caddo County, OK

Investment Score for ZIP 73038

B
Monthly Rent (2BR)
$930
Median Price (2BR)
$87,398
1% Rule
1.06%
Annual Yield
12.77%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$710
1 Bedroom$740
2 Bedrooms$930
3 Bedrooms$1,180
4 Bedrooms$1,220
5 Bedrooms$1,415
6 Bedrooms$1,585
7 Bedrooms$1,712
8 Bedrooms$1,798

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $930 $87,398 1.06% B
3BR $1,180 $156,234 0.76% D

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
1,483
Median Household Income
$57,500
Housing Units
1,011
Renter Percentage
16.2%
Occupancy Rate
59.9%
Renter Occupied
98

The Fair Market Rent (FMR) for ZIP code 73038, Fort Cobb, Oklahoma, is set at $940 for the fiscal year 2026. This figure represents the maximum amount that a landlord can charge for a Section 8 rental unit in this area. It's important to note that this is not the rent you'll receive directly from the tenant; it's the benchmark used by the Housing Choice Voucher program to ensure rents are reasonable.

In comparison, the average rent for the area, according to recent Census data, is around $585. This lower local rent suggests that the FMR of $940 offers a significant advantage to landlords participating in the Section 8 program, allowing them to potentially charge more than the typical market rate.

The rental share in Fort Cobb stands at 16.2%, indicating that nearly one-sixth of the households in this ZIP code are renters. This statistic points to a steady demand for rental properties, particularly those accessible through the Section 8 program. Given the relatively low average rent, there's likely a segment of the population who would benefit from the voucher program, increasing the likelihood of finding tenants.

If you're considering acquiring a property in this ZIP code, the median home value is approximately $103,755. This figure provides a realistic estimate of the cost to purchase a property suitable for Section 8 tenancy. The combination of higher potential rental income and steady demand makes Fort Cobb an attractive location for first-time Section 8 landlords.

Before proceeding, verify that the property meets all local housing quality standards (HQS). These standards are essential because they ensure your rental property is safe and livable, which is a requirement for participation in the Section 8 program. Failure to meet these criteria can result in penalties and disqualification from the program.

In summary, the FMR of $940 allows you to charge more than the typical local rent of $585, catering to a 16.2% renter market. With a median home value of $103,755, acquiring a property in Fort Cobb can be financially viable. Ensure your property complies with HQS to avoid any issues with the program.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.