Location: Love County, OK | Metro: Carter County, OK
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $710 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $960 |
| 3 Bedrooms | $1,200 |
| 4 Bedrooms | $1,540 |
| 5 Bedrooms | $1,786 |
| 6 Bedrooms | $2,000 |
| 7 Bedrooms | $2,160 |
| 8 Bedrooms | $2,268 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,200 | $109,792 | 1.09% | B |
| 4BR | $1,540 | $215,323 | 0.72% | D |
U.S. Census Bureau data (2024)
The Section 8 housing market in ZIP code 73456 within the Love County, OK metro area presents a clear opportunity for landlords and small-portfolio investors. The HUD Fair Market Rent (FMR) for the region stands at $960 per month for fiscal year 2026, which is significantly higher than the average market rent of $569 as reported by the Census ACS. This disparity means that voucher tenants can easily cashflow at the FMR, providing a stable income stream for property owners.
To further analyze the investment potential, consider the median home value in ZIP 73456, which is $104,542. The rent-to-price ratio, calculated using the HUD FMR, comes out to approximately 11.1%, indicating that properties in this area are undervalued relative to rental income. This suggests that the area offers strong cashflow opportunities for investors who can leverage the higher voucher rents.
While the data does not provide specific information on the median days on market (DOM) or the percentage of homes that have been listed with a price reduction, these metrics would be relevant in understanding the broader rent-versus-buy dynamics. However, given the significant gap between the HUD FMR and the actual market rent, it's evident that the rental market is currently more favorable for investors.
The strongest investor angle in ZIP 73456 is undoubtedly cashflow. With the HUD FMR well above the market rent, landlords can expect to generate a consistent and reliable income from Section 8 voucher tenants, making this a prime location for those focused on maximizing their monthly returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.