Location: Custer County, OK | Metro: Custer County, OK
| Unit Size | Monthly FMR |
|---|---|
| Studio | $640 |
| 1 Bedroom | $730 |
| 2 Bedrooms | $920 |
| 3 Bedrooms | $1,270 |
| 4 Bedrooms | $1,530 |
| 5 Bedrooms | $1,775 |
| 6 Bedrooms | $1,988 |
| 7 Bedrooms | $2,147 |
| 8 Bedrooms | $2,254 |
U.S. Census Bureau data (2024)
ZIP 73625, located in Custer County, Oklahoma, can serve as a solid cash-flow anchor within a Section 8 portfolio strategy. The key factor supporting this classification is the significant spread between the Fair Market Rent (FMR) set by HUD and the prevailing market rents. For fiscal year 2026, the FMR for the metro area is $940, while the market rent stands at $625. This difference of $315 per month provides landlords with a reliable cushion against potential market fluctuations.
The financial stability offered by this ZIP code is further bolstered by the absence of median home values, indicating that the area may not be prone to rapid increases in property costs. However, the lack of specific appreciation metrics such as price-cut shares and days on market (DOM) suggests that this ZIP code is not particularly suited for capital appreciation plays.
While the ZIP code has a renter share of 10.1%, which could be considered modest compared to urban areas, the median income of $72,083 ensures that there is sufficient economic strength to support rental demand. This income level means that tenants are likely to have stable employment, reducing the risk of default and ensuring steady cash flows.
To summarize, ZIP 73625 should be viewed as a cash-flow anchor due to the substantial gap between the FMR and market rents, providing landlords with a dependable source of income. The economic indicators suggest a low-risk environment for rental properties, making it an attractive addition to a diversified Section 8 portfolio.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.