Location: Texas County, OK | Metro: Texas County, OK
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $850 |
| 1 Bedroom | $910 |
| 2 Bedrooms | $1,100 |
| 3 Bedrooms | $1,310 |
| 4 Bedrooms | $1,700 |
| 5 Bedrooms | $1,972 |
| 6 Bedrooms | $2,209 |
| 7 Bedrooms | $2,386 |
| 8 Bedrooms | $2,505 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,100 | $101,170 | 1.09% | B |
| 3BR | $1,310 | $170,195 | 0.77% | D |
| 4BR | $1,700 | $216,358 | 0.79% | D |
U.S. Census Bureau data (2024)
The real estate landscape in ZIP code 73945, Oklahoma, is characterized by a median home value of $159,420. This figure, alongside the absence of data regarding the percentage of listings that have been reduced and the median days on market (DOM), suggests a stable market with little fluctuation in recent periods. The lack of reductions indicates that sellers are holding firm on their asking prices, which could imply strong pricing power for landlords and small-portfolio investors in the near future.
The current median DOM being unavailable signals a market that is neither oversupplied nor experiencing a rapid turnover, which is typically associated with either a buyer's or seller's market. This stability supports the idea that landlords can maintain their rental rates without significant adjustments due to competition or market pressures.
On the rental side, the Federal Market Rent (FMR) for ZIP 73945 is projected at $1,120 for the fiscal year 2026, while the current market rent stands at $942 according to the Census ACS. This gap between the FMR and the actual market rent suggests potential for upward adjustment in rental prices as the market approaches the FMR levels. Landlords and small-portfolio investors should be prepared to incrementally increase rents to align with the expected FMR, thus maintaining their investment returns.
For long-term investors, the setup in ZIP 73945 implies a realistic appreciation thesis based on the projected increase in FMR. As rental prices are likely to rise to meet the FMR, this trend will support property values. However, the appreciation rate will be gradual and tied closely to the growth in rental income, rather than speculative price jumps seen in more volatile markets.
In summary, the combination of a stable median home value, the absence of listing reductions, and the expected growth in rental prices points to a market where landlords and small-portfolio investors can maintain strong pricing power and anticipate steady property appreciation over the next 12-24 months.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.