Location: Muskogee County, OK | Metro: Tulsa, OK HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $740 |
| 1 Bedroom | $750 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,240 |
| 4 Bedrooms | $1,410 |
| 5 Bedrooms | $1,636 |
| 6 Bedrooms | $1,832 |
| 7 Bedrooms | $1,979 |
| 8 Bedrooms | $2,078 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $970 | $97,038 | 1% | C |
| 3BR | $1,240 | $224,169 | 0.55% | F |
| 4BR | $1,410 | $309,214 | 0.46% | F |
U.S. Census Bureau data (2024)
The ZIP code 74436 in Haskell, OK, is a small-town neighborhood with a total population of 5,057 residents. Only 14.9% of these residents are renters, indicating a primarily owner-occupied community. The median household income stands at $62,723, which reflects a middle-class area where most residents can afford to own homes. The median home value in the area is $206,646, suggesting that homeownership is accessible to many local families.
Moving into the realm of rental economics, the Fair Market Rent (FMR) for ZIP 74436, as determined by HUD for fiscal year 2024, is set at $970. However, the actual market rent, based on Census ACS data, is lower at $850 per month. This discrepancy highlights an opportunity for landlords and small-portfolio investors who can position themselves between the HUD-set rates and the prevailing market conditions.
Given the demographic makeup and the economic landscape, ZIP 74436 is suitable for both hands-off voucher operators and hands-on value-add buyers. For hands-off operators, the HUD voucher system provides a reliable stream of rental income at $970 per month, which is above the current market rate, ensuring profitability without the need for active property management. On the other hand, for those inclined towards a more hands-on approach, there is potential to increase property values and rents over time, leveraging the relatively low market rent of $850 to offer competitive pricing while gradually raising it to closer align with the FMR.
In conclusion, ZIP 74436 offers a stable environment for investment, with clear opportunities for both passive and active strategies. Whether focusing on steady returns through voucher programs or seeking to enhance property value and rental income, investors will find a favorable setting in Haskell, OK.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.