Location: Muskogee County, OK | Metro: McIntosh County, OK
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $700 |
| 1 Bedroom | $700 |
| 2 Bedrooms | $920 |
| 3 Bedrooms | $1,180 |
| 4 Bedrooms | $1,320 |
| 5 Bedrooms | $1,531 |
| 6 Bedrooms | $1,715 |
| 7 Bedrooms | $1,852 |
| 8 Bedrooms | $1,945 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,180 | $176,089 | 0.67% | D |
U.S. Census Bureau data (2024)
The classification of ZIP code 74469 hinges on analyzing both yield potential and market stability using the provided figures. The Federal Market Rent (FMR) for the metro area in fiscal year 2026 is set at $940, which contrasts sharply with the market rent of $725. This discrepancy indicates a potential yield advantage when utilizing Section 8 vouchers, as the federal subsidy rate exceeds the local market rent by $215 per month. Given that the median home value is $167,489, the rental income can be leveraged effectively to cover mortgage costs and generate profit.
On the stability axis, the ZIP code presents mixed signals. With 37.5% of residents being renters, there is a notable demand for rental properties, but this percentage also suggests a moderate level of competition among landlords. Unfortunately, the average days on market (DOM) data is unavailable, which would have helped gauge the speed at which properties are rented out. However, the median household income of $54,899 provides insight into the financial health of the population, indicating a stable economic environment conducive to consistent rental payments.
Evaluating these factors, ZIP 74469 leans towards a steady-cashflow zone rather than a high-yield/low-stability flip-style market. The significant gap between FMR and market rent ($215 monthly) supports higher yields compared to purely market-driven rentals. Meanwhile, the substantial median home value and median income suggest a relatively stable tenant base capable of maintaining consistent cash flow. While the lack of DOM data introduces some uncertainty, the overall indicators point to a market where long-term investments are likely to perform well, offering reliable returns without the volatility associated with short-term flips.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.