Location: McCurtain County, OK | Metro: McCurtain County, OK
| Unit Size | Monthly FMR |
|---|---|
| Studio | $640 |
| 1 Bedroom | $720 |
| 2 Bedrooms | $920 |
| 3 Bedrooms | $1,230 |
| 4 Bedrooms | $1,400 |
| 5 Bedrooms | $1,624 |
| 6 Bedrooms | $1,819 |
| 7 Bedrooms | $1,965 |
| 8 Bedrooms | $2,063 |
U.S. Census Bureau data (2024)
ZIP 74722, located in McCurtain County, Oklahoma, serves as a strong cash-flow anchor within a Section 8 portfolio strategy. The key factor supporting this classification is the significant spread between the Fair Market Rent (FMR) set by HUD for the metro area in fiscal year 2026 and the current market rents. Specifically, the FMR for ZIP 74722 is $940, while the market rent stands at $569. This means that landlords participating in the Section 8 program can secure rental income that is substantially higher than what the market currently offers.
The guaranteed rental income from the Section 8 program provides stability and predictability, which are crucial for cash flow management. Landlords receive monthly payments directly from the government, covering the difference between the tenant's contribution and the approved rent amount. In ZIP 74722, this translates into a reliable revenue stream well above the average market rate, making it an attractive option for those seeking consistent returns.
While data on price-cut share and days on market (DOM) are not available, the high renter share of 24.6% and median income of $57,083 suggest a stable tenant pool. The median income figure indicates that residents have sufficient financial capacity to meet their Section 8 rent obligations, further reinforcing the reliability of this ZIP code as a cash-flow anchor.
Investors should note that the median home value is not available, which might limit the potential for appreciation plays. However, the focus on cash flow through the Section 8 program makes this ZIP code particularly suitable for landlords looking to generate steady income rather than speculative gains.
In summary, ZIP 74722 is best positioned as a cash-flow anchor in a Section 8 portfolio due to the substantial gap between HUD's FMR and the local market rates, ensuring a predictable and higher-than-market rental income for participating landlords.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.