Section 8 Fair Market Rent (FMR) for ZIP 74825 - 2027

Location: Pontotoc County, OK | Metro: Coal County, OK

Investment Score for ZIP 74825

N/A
Monthly Rent (2BR)
$1,110
Median Price (2BR)
$N/A
1% Rule
0%
Annual Yield
0%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$800
1 Bedroom$850
2 Bedrooms$1,110
3 Bedrooms$1,360
4 Bedrooms$1,500
5 Bedrooms$1,740
6 Bedrooms$1,949
7 Bedrooms$2,105
8 Bedrooms$2,210

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
3BR $1,360 $188,971 0.72% D

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
1,788
Median Household Income
$57,321
Housing Units
931
Renter Percentage
22.1%
Occupancy Rate
79.7%
Renter Occupied
164

The ZIP code 74825, located in the heart of rural Oklahoma, offers a stable environment for real estate investment, particularly for those interested in the Section 8 housing market. The area benefits from a mix of affordable living options and a growing need for subsidized housing.

Synthesizing these points, investors looking to enter the Section 8 market in ZIP 74825 can expect a moderately sized rental market with fair competition against non-subsidized rentals. Given the median home value and the eligibility of many residents for Section 8 assistance, there is a solid foundation for acquiring properties at reasonable prices and leasing them out under the program. However, the lack of DOM data means that timing and speed of property acquisition could pose challenges. Overall, the area presents a stable opportunity for those willing to navigate the nuances of the local real estate market.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.