Location: Seminole County, OK | Metro: Pottawatomie County, OK
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $670 |
| 1 Bedroom | $710 |
| 2 Bedrooms | $920 |
| 3 Bedrooms | $1,240 |
| 4 Bedrooms | $1,400 |
| 5 Bedrooms | $1,624 |
| 6 Bedrooms | $1,819 |
| 7 Bedrooms | $1,965 |
| 8 Bedrooms | $2,063 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $920 | $74,823 | 1.23% | A |
| 3BR | $1,240 | $152,790 | 0.81% | C |
U.S. Census Bureau data (2024)
The market in ZIP 74854, encompassing Maud, Oklahoma, presents a dynamic landscape where the relationship between supply and demand is pivotal. The Fair Market Rent (FMR) for the area stands at $940, as projected for the fiscal year 2026, while the current market rent based on Census ACS data is recorded at $547. This significant gap suggests that the rental market is experiencing a push towards higher rents, indicative of a scenario where demand might be starting to outpace supply.
The median home value in the region is $116,772, which is relatively low compared to national averages. This figure reflects the overall affordability of homeownership in Maud, potentially attracting buyers who are looking for cost-effective options. However, without specific time-series data, we cannot definitively state the direction of this trend. Instead, we can infer that the lower median home value could signal a stable or growing demand for homeownership, especially among first-time buyers and those seeking to relocate to a more affordable area.
A noteworthy statistic is the 17.8% renter share, which is a critical indicator of long-term housing pressure. In areas with a higher percentage of renters, there is often a sustained demand for rental properties due to various factors including affordability, mobility, and lifestyle choices. This suggests that there will likely be ongoing pressure on the rental market, supporting the idea that demand could continue to exceed supply in the future. Landlords and small-portfolio investors should take note of this trend, as it points to a consistent need for rental units in the ZIP code.
The absence of data regarding price-cut shares and days on market (DOM) complicates a comprehensive analysis but does not negate the insights drawn from the available figures. Given the relatively low market rent and median home value, coupled with the substantial FMR projection, it's reasonable to conclude that the rental market is robust and that there is a potential for growth in both rental and ownership markets.
In summary, the dynamics in ZIP 74854 suggest a market where demand for both rental and owned homes is strong, particularly driven by the affordability factor. For investors, this implies a favorable environment for real estate investments, especially in rental properties, given the high renter share and the potential for increasing rental rates as the area continues to develop.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.