Location: Pushmataha County, OK | Metro: Le Flore County, OK
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $640 |
| 1 Bedroom | $710 |
| 2 Bedrooms | $920 |
| 3 Bedrooms | $1,250 |
| 4 Bedrooms | $1,400 |
| 5 Bedrooms | $1,624 |
| 6 Bedrooms | $1,819 |
| 7 Bedrooms | $1,965 |
| 8 Bedrooms | $2,063 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,250 | $198,713 | 0.63% | D |
U.S. Census Bureau data (2024)
The analysis of ZIP code 74957, located in Pushmataha County, Oklahoma, reveals several key points that landlords and small-portfolio investors should consider.
The rent math does not work favorably in this area. The Fair Market Rent (FMR) for the metro region, set at $940 for fiscal year 2026, significantly exceeds the current market rent of $606 based on Census ACS data. This disparity suggests that landlords might struggle to charge rents at the FMR level without facing vacancy issues, as tenants are accustomed to paying lower rates.
Acquisition in this ZIP code is relatively affordable. The median home value stands at $197,149. While the number of days on the market (DOM) is not available, the low percentage of homes that require price cuts (0.2%) indicates a stable housing market where properties generally sell close to their asking price.
Tenant demand in ZIP 74957 is limited. With a total population of 834, only 10.7% are renters, which equates to approximately 89 individuals. This small pool of potential tenants could make it challenging to find and retain renters, especially considering the low market rent compared to the FMR.
Verdict: Investing in ZIP 74957 is not advisable due to the unfavorable rent math and limited tenant demand. Although property acquisition appears affordable, the gap between FMR and market rent, along with the small number of renters, poses significant risks to achieving a positive cash flow and maintaining occupancy levels.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.