Location: Dallas, TX | Metro: Dallas, TX HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,670 |
| 1 Bedroom | $1,720 |
| 2 Bedrooms | $2,020 |
| 3 Bedrooms | $2,540 |
| 4 Bedrooms | $3,230 |
| 5 Bedrooms | $3,747 |
| 6 Bedrooms | $4,197 |
| 7 Bedrooms | $4,533 |
| 8 Bedrooms | $4,760 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,020 | $263,229 | 0.77% | D |
| 3BR | $2,540 | $369,211 | 0.69% | D |
| 4BR | $3,230 | $435,681 | 0.74% | D |
| 5BR | $3,747 | $535,375 | 0.7% | D |
U.S. Census Bureau data (2024)
The ZIP code 75081, located within the Richardson, TX, and Dallas, TX HUD Metro FMR Area, presents a unique opportunity for inclusion in a Section 8 portfolio strategy. This area is best suited as a cash-flow anchor. The Federal Market Rent (FMR) for ZIP 75081 in fiscal year 2024 is set at $1980, which is significantly higher than the current market rent of $1,597. This creates a positive spread that ensures landlords can receive higher rents through the Section 8 program compared to the prevailing market rates.
The median home value in ZIP 75081 is $388,942, indicating a stable and potentially growing housing market. However, the primary focus for a cash-flow anchor should be on the rental income, not property appreciation. Given the disparity between the FMR and market rent, landlords can secure steady and reliable cash flow, essential for maintaining financial stability in their investment portfolios.
Additionally, the ZIP code's 0.3% price-cut share and 37-day days-on-market (DOM) suggest that while the market is competitive, it does not significantly impact the ability to secure tenants willing to pay the higher Section 8 rate. With a 49.4% renter share and median income of $93,165, there is a substantial tenant pool capable of contributing to the required tenant portion of the rent, further bolstering the cash flow.
In conclusion, ZIP 75081 serves as an ideal cash-flow anchor within a Section 8 portfolio strategy due to the favorable spread between the FMR and market rent, ensuring landlords can achieve higher rental income despite the competitive local market conditions. This makes it a solid choice for those looking to stabilize their investment returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.