Location: Navarro County, TX | Metro: Navarro County, TX
| Unit Size | Monthly FMR |
|---|---|
| Studio | $930 |
| 1 Bedroom | $1,020 |
| 2 Bedrooms | $1,220 |
| 3 Bedrooms | $1,580 |
| 4 Bedrooms | $1,780 |
| 5 Bedrooms | $2,065 |
| 6 Bedrooms | $2,313 |
| 7 Bedrooms | $2,498 |
| 8 Bedrooms | $2,623 |
U.S. Census Bureau data (2024)
The investment landscape in ZIP code 75105 presents several challenges for landlords and small-portfolio investors considering Section 8 properties. Tenant turnover is a significant concern, especially when comparing the market rent to the Federal Market Rent (FMR) of $1,220 for the fiscal year 2026, which is set for the metro area. The lack of specific market rent data indicates that local rental rates might not align with the FMR, potentially leading to higher turnover if tenants seek more affordable housing options.
Vacancy exposure is another critical issue, with no data available on the number of days on market (DOM). This absence of information suggests that it can be difficult to predict how long a property might remain vacant, increasing financial risk due to lost rental income during these periods.
Deferred maintenance is a notable risk factor, particularly given the typical home value of $333,087. Without specific median income data, landlords must be prepared for the possibility that residents may not have the financial means to report or request repairs promptly, leading to potential deterioration of the property over time.
Despite these risks, the high concentration of renters—comprising 25.0% of the population—creates a robust demand for rental properties. This high renter density often translates into a greater need for housing vouchers, which can provide a steady stream of income for landlords who qualify for the Section 8 program.
In summary, the investment risk for a first-time Section 8 landlord in ZIP 75105 is moderate.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.