Location: Navarro County, TX | Metro: Navarro County, TX
| Unit Size | Monthly FMR |
|---|---|
| Studio | $820 |
| 1 Bedroom | $960 |
| 2 Bedrooms | $1,140 |
| 3 Bedrooms | $1,500 |
| 4 Bedrooms | $1,510 |
| 5 Bedrooms | $1,752 |
| 6 Bedrooms | $1,962 |
| 7 Bedrooms | $2,119 |
| 8 Bedrooms | $2,225 |
U.S. Census Bureau data (2024)
ZIP 75153, located in Navarro County, TX metro, serves as a strong cash-flow anchor within a Section 8 portfolio strategy. The Federal Market Rent (FMR) for the metro area in fiscal year 2026 is set at $1,110, which is notably lower than the current market rent of $1,622. This discrepancy provides a significant cushion for landlords participating in the Section 8 program, ensuring that they can cover their expenses even if the market rent fluctuates.
The median home value in ZIP 75153 is $272,010. While this figure alone does not directly impact the rental strategy, it underscores the stability of the housing market in the area. Landlords can rely on steady occupancy rates and consistent rental incomes, as the local population has established roots and a predictable cost of living.
The cash-flow anchor role is further reinforced by the lack of potential for significant appreciation, indicated by the N/A% price-cut share and N/A-day days on market (DOM). These metrics suggest that the real estate market in ZIP 57153 is not experiencing rapid growth or high turnover, making it less likely to be a primary driver of capital appreciation within a Section 8 portfolio.
Additionally, ZIP 75153 features a 34.9% renter share and a median income of $93,708. These numbers reflect a stable tenant base with sufficient income to support rental payments. However, given the primary focus on cash flow over appreciation, these factors contribute to the overall reliability of the property rather than positioning it as a diversifier or an appreciation play.
In summary, ZIP 75153 stands out as a cash-flow anchor due to the substantial difference between the FMR and market rent, providing a secure and predictable income stream for landlords and small-portfolio investors. With a median home value of $272,010, the area offers a stable environment where properties can generate reliable returns without the volatility associated with rapidly appreciating markets.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.