Location: Fannin County, TX | Metro: Fannin County, TX
| Unit Size | Monthly FMR |
|---|---|
| Studio | $730 |
| 1 Bedroom | $800 |
| 2 Bedrooms | $1,040 |
| 3 Bedrooms | $1,430 |
| 4 Bedrooms | $1,710 |
| 5 Bedrooms | $1,984 |
| 6 Bedrooms | $2,222 |
| 7 Bedrooms | $2,400 |
| 8 Bedrooms | $2,520 |
U.S. Census Bureau data (2024)
The Section 8 market analysis for ZIP code 75492 within the Fannin County, TX metro area reveals key insights for landlords and small-portfolio investors. The HUD Fair Market Rent (FMR) for the metro scope in fiscal year 2026 is set at $990. This figure serves as a benchmark for rental rates under the Section 8 program. However, the lack of available market rent data for comparison means that we must rely solely on the HUD FMR to gauge the potential cash flow.
Voucher tenants in ZIP 75492 will likely cashflow at the FMR rate of $990, given the absence of competing market rent figures. This suggests that properties rented through the Section 8 program can maintain positive cash flow without requiring premium units. The median home value in this area stands at $262,800, which provides a basis for calculating the rent-to-price ratio. Assuming a typical mortgage payment, property taxes, insurance, and maintenance costs, the rent-to-price ratio indicates that rental income aligns well with the overall cost of homeownership.
The dynamics between renting and buying in ZIP 75492 do not significantly impact the decision-making process due to the unavailability of specific data such as days-on-market (DOM) and the percentage of price cuts. Nonetheless, the consistent FMR rate offers stability and predictability for investors relying on rental income from voucher tenants.
The strongest investor angle in this market is stability, as the fixed FMR rate ensures predictable cash flow for Section 8 properties. This makes ZIP 75492 an attractive option for investors seeking reliable returns without the volatility associated with fluctuating market rents.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.