Location: Titus County, TX | Metro: Longview, TX HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $910 |
| 1 Bedroom | $920 |
| 2 Bedrooms | $1,080 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,530 |
| 5 Bedrooms | $1,775 |
| 6 Bedrooms | $1,988 |
| 7 Bedrooms | $2,147 |
| 8 Bedrooms | $2,254 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,450 | $271,096 | 0.53% | F |
| 4BR | $1,530 | $387,362 | 0.39% | F |
U.S. Census Bureau data (2024)
The ZIP code 75686 represents a modest-sized tenant pool with a population of 14,195 residents. Within this community, 23.0% are renters, indicating that it is not heavily dominated by rental properties but still maintains a significant portion of the population seeking rental housing. The median household income stands at $59,991, which is crucial when considering the financial stability of potential tenants.
The market rent for the area is $797, representing approximately 13.3% of the median household income. This suggests that while rent is a notable expense, it remains manageable for most households. However, the Fair Market Rent (FMR) set at $960 for fiscal year 2024 highlights a discrepancy between the market rate and the government's benchmark, which could affect the availability of Section 8 vouchers. Landlords should be prepared to adjust their expectations if they wish to attract tenants using these vouchers.
In terms of voucher demand, the scarcity of such resources compared to the FMR indicates that there might not be an abundance of Section 8 tenants. Given the relatively lower market rent of $797, landlords could potentially find a balance between accepting vouchers and setting competitive rates that attract non-voucher tenants. The typical tenant profile in this ZIP would likely include individuals and families who are financially stable enough to afford market rents without assistance, though some may still qualify for partial voucher support.
To summarize, ZIP 75686 offers a moderate opportunity for landlords interested in Section 8 tenants, with a reasonable proportion of renters and market rents that are below the FMR. Landlords should anticipate a mix of tenants, some requiring rental assistance, others able to pay market rates. The key will be understanding the local rental dynamics and adjusting strategies accordingly to maximize occupancy and maintain financial viability.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.