Location: Tyler, TX | Metro: Tyler, TX MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,050 |
| 1 Bedroom | $1,150 |
| 2 Bedrooms | $1,410 |
| 3 Bedrooms | $1,900 |
| 4 Bedrooms | $2,050 |
| 5 Bedrooms | $2,378 |
| 6 Bedrooms | $2,663 |
| 7 Bedrooms | $2,876 |
| 8 Bedrooms | $3,020 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,410 | $208,742 | 0.68% | D |
| 3BR | $1,900 | $300,851 | 0.63% | D |
| 4BR | $2,050 | $406,533 | 0.5% | F |
U.S. Census Bureau data (2024)
The real estate market in Lindale, TX (ZIP 75771) presents a nuanced landscape that landlords and small-portfolio investors should consider. With a median home value of $305,416, the area reflects a stable housing market. The fact that only 0.3% of listings have reduced their prices indicates strong seller pricing power. This suggests that the majority of homes are selling at or near their asking price, which supports the notion that the market is robust and not under pressure to drop values.
The median days on market (DOM) stands at 81 days. While this is slightly above average, it does not necessarily indicate a sluggish market. In fact, it can be interpreted as a sign that buyers are taking their time to find the right property, which is often a characteristic of a healthy, competitive market. This extended DOM period could be due to the careful consideration of potential buyers rather than a lack of interest.
On the rental side, the Fair Market Rent (FMR) for ZIP 75771 in fiscal year 2024 is set at $1,360, compared to the current market rent (ZORI) of $1,320. This slight increase in FMR signals a positive trend for landlords, suggesting that rents may rise in line with the projected FMR. However, the gap between FMR and ZORI is modest, indicating that while there is room for growth, it will likely be gradual rather than explosive.
For long-term hold investors, the setup in ZIP 75771 implies a steady appreciation thesis. Given the low percentage of price reductions and the stable median home value, it's reasonable to expect that the housing market will continue to maintain its current value or see slow growth. This makes Lindale an attractive option for those looking for a reliable investment without the volatility seen in some other markets.
However, it's important to note that while the current data points towards stability, external factors such as economic shifts, changes in local employment, and broader housing market trends could influence future performance. Therefore, while the current indicators suggest a solid foundation for appreciation, investors must remain vigilant to any changes that could alter this trajectory.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.