Location: Henderson County, TX | Metro: Henderson County, TX
| Unit Size | Monthly FMR |
|---|---|
| Studio | $900 |
| 1 Bedroom | $950 |
| 2 Bedrooms | $1,190 |
| 3 Bedrooms | $1,490 |
| 4 Bedrooms | $1,750 |
| 5 Bedrooms | $2,030 |
| 6 Bedrooms | $2,274 |
| 7 Bedrooms | $2,456 |
| 8 Bedrooms | $2,579 |
U.S. Census Bureau data (2024)
The Section 8 market analysis for ZIP code 75782 within the Henderson County, TX metro area reveals a complex landscape for landlords and small-portfolio investors. The HUD Fair Market Rent (FMR) for the area is set at $1,130 for fiscal year 2026, which is the benchmark for rental subsidies under the Section 8 program. However, the absence of current market rent data makes it challenging to directly compare the HUD FMR to what tenants might be paying outside of the voucher system.
In ZIP 75782, voucher tenants will generally cashflow at the FMR rate. This means that landlords can expect to cover their expenses and make a modest profit without needing to rely on premium units to attract these tenants. The lack of specific market rent figures suggests that the local rental market is either stable or has limited data available, which aligns with the conservative approach needed for Section 8 investments.
The median home value in the area is also not specified, which means deriving an exact rent-to-price ratio is not possible. However, given the general economic trends in Henderson County and the broader Texas market, it's reasonable to assume that the rent-to-price ratio would support a steady investment environment. Typically, areas with lower median home values can see higher rent-to-price ratios, which can be beneficial for rental property owners.
The median days on market (DOM) and the percentage of price cuts are not provided, but they are crucial indicators for understanding the dynamics between renting and buying. If the DOM is high and the price cut share is significant, it could suggest that buyers are holding back, making renting a more attractive option. Conversely, if the DOM is low and few homes are being discounted, it could indicate a strong seller's market, potentially affecting the desirability of renting.
The strongest investor angle in ZIP 75782 is likely to be stability. With the HUD FMR providing a reliable income floor and the potential for a favorable rent-to-price ratio, investors can focus on long-term, consistent returns rather than speculative gains from appreciation or short-term cashflow maximization.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.