Location: Newton County, TX | Metro: Jasper County, TX
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $770 |
| 1 Bedroom | $900 |
| 2 Bedrooms | $1,010 |
| 3 Bedrooms | $1,390 |
| 4 Bedrooms | $1,480 |
| 5 Bedrooms | $1,717 |
| 6 Bedrooms | $1,923 |
| 7 Bedrooms | $2,077 |
| 8 Bedrooms | $2,181 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,390 | $199,326 | 0.7% | D |
U.S. Census Bureau data (2024)
The ZIP code 75956 stands out within its county due to a unique blend of demographic and economic factors. With a population of 6,982 residents, it has a relatively low rental rate of 15.6%, indicating that most homeowners prefer to own rather than rent. The median income of $62,196 suggests a middle-class community, while the median home value of $170,420 points towards modest yet comfortable living conditions.
Moving into the specifics of Section 8 housing economics, the Fair Market Rent (FMR) for ZIP 75956 is set at $970 for fiscal year 2026, reflecting the government's assessment of what constitutes a fair rental price in the area. In contrast, the actual market rent, as reported by the Census Bureau's American Community Survey (ACS), is lower at $756. This discrepancy presents an opportunity for landlords who can leverage the higher FMR to potentially increase their rental income compared to the local market rates.
The data signature of ZIP 75956 reads as stable. The relatively high median home value combined with a moderate median income indicates a balanced market where property values have grown but remain accessible to a significant portion of the population. The low rental rate further supports the stability, suggesting that homeownership is a priority and the community is not experiencing rapid changes that would typically be associated with transitional areas. For small-portfolio investors and landlords, this stability means that investments in properties within this ZIP code are likely to yield consistent returns without the volatility seen in more rapidly changing markets.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.