Location: Comanche County, TX | Metro: Brown County, TX
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $860 |
| 1 Bedroom | $910 |
| 2 Bedrooms | $1,150 |
| 3 Bedrooms | $1,510 |
| 4 Bedrooms | $1,740 |
| 5 Bedrooms | $2,018 |
| 6 Bedrooms | $2,260 |
| 7 Bedrooms | $2,441 |
| 8 Bedrooms | $2,563 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,510 | $236,865 | 0.64% | D |
U.S. Census Bureau data (2024)
ZIP 76857, located in Comanche County, TX metro, is best suited as a cash-flow anchor within a Section 8 portfolio strategy. The Federal Market Rent (FMR) for the area in fiscal year 2026 is set at $1,080, which is significantly lower than the market rent of $1,217. This spread indicates that landlords can secure steady rental income through Section 8 vouchers while maintaining a positive cash flow.
The median home value in ZIP 76857 is $117,673, making it an affordable area for both tenants and investors. With a low FMR compared to the market rent, properties in this ZIP code can attract tenants who qualify for Section 8 assistance without compromising on rental revenue. Landlords can benefit from the guaranteed payment structure of Section 8 vouchers, ensuring consistent and reliable cash flow.
Although the area does not present significant opportunities for appreciation, given the lack of recent data indicating strong price growth or reduced days on market (DOM), it still offers stability and predictability. The 31.8% renter share and median income of $51,152 suggest a solid tenant base that is likely to remain stable over time, further supporting its role as a cash-flow anchor in a diversified portfolio.
In conclusion, ZIP 76857 is an ideal candidate for a cash-flow anchor within a Section 8 portfolio due to its favorable FMR-to-market rent ratio and stable rental market. Investors should focus on securing properties with rents close to the market rate to maximize their cash flow potential while leveraging the security provided by Section 8 vouchers.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.