Location: Coleman County, TX | Metro: Brown County, TX
| Unit Size | Monthly FMR |
|---|---|
| Studio | $890 |
| 1 Bedroom | $890 |
| 2 Bedrooms | $1,170 |
| 3 Bedrooms | $1,390 |
| 4 Bedrooms | $1,690 |
| 5 Bedrooms | $1,960 |
| 6 Bedrooms | $2,195 |
| 7 Bedrooms | $2,371 |
| 8 Bedrooms | $2,490 |
U.S. Census Bureau data (2024)
The classification of ZIP code 76878 reveals a unique balance between yield and stability that can inform investment strategies for landlords and small-portfolio investors. On the yield axis, the potential rental income from the Federal Market Rent (FMR) of $1,130 in the fiscal year 2026 stands out. This figure is notably higher than the market rent of $494, indicating a significant opportunity for above-market returns if properties are leveraged through programs such as Section 8. The stark contrast between the FMR and the market rent suggests a high-yield environment.
However, when we examine the stability axis, the picture becomes more nuanced. With 35.9% of residents being renters, the market has a moderate level of demand. The absence of data regarding the number of days on market (DOM) means we cannot assess how quickly properties are typically leased or sold, which is a critical factor for turnover and liquidity. Lastly, the median household income of $46,111 provides insight into the economic base supporting rental demand. This income level is relatively stable but does not indicate high growth potential, suggesting a steady cash flow rather than rapid appreciation.
To summarize, ZIP code 76878 leans towards a high-yield market due to the substantial difference between the FMR ($1,130) and the market rent ($494). However, the stability is moderate, given the 35.9% renter population and the stable income levels without significant growth indicators. Therefore, this area is best classified as a high-yield, moderately stable zone, suitable for those looking to maximize rental income with a reasonable expectation of consistent demand.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.