Section 8 Fair Market Rent (FMR) for ZIP 77957 - 2027
Location: Jackson County, TX | Metro: Jackson County, TX
Investment Score for ZIP 77957
N/A
Monthly Rent (2BR)
$1,190
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
FY 2027 Fair Market Rent Rates
| Unit Size |
Monthly FMR |
| Studio | $900 |
| 1 Bedroom | $1,020 |
| 2 Bedrooms | $1,190 |
| 3 Bedrooms | $1,440 |
| 4 Bedrooms | $1,710 |
| 5 Bedrooms | $1,984 |
| 6 Bedrooms | $2,222 |
| 7 Bedrooms | $2,400 |
| 8 Bedrooms | $2,520 |
Investment Analysis by Bedroom Size
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms |
Monthly FMR |
Median Price |
1% Rule |
Grade |
| 3BR |
$1,440 |
$211,966 |
0.68% |
D |
Demographics & Housing Statistics
U.S. Census Bureau data (2024)
Median Household Income
$62,926
To determine if you should buy in ZIP code 77957 for Section 8 purposes, follow this decision tree:
- 1) Does FMR ($1,100) clear debt service on a $210,782 property?
- Yes: The Fair Market Rent (FMR) of $1,100 is sufficient to cover the debt service on a property valued at $210,782. This means that, assuming typical financing terms, your monthly income from a Section 8 tenant would be adequate to meet mortgage obligations.
- No: The FMR of $1,100 does not clear the debt service on a $210,782 property. In this scenario, you would need to consider properties with lower purchase prices or seek additional rental income sources.
- 2) Is market rent ($1,067) above, at, or below FMR?
- Above: If the market rent is higher than the FMR, you might face challenges in finding tenants willing to pay the FMR. However, this can also indicate strong demand for rentals in the area.
- At: Market rent aligns with the FMR, making it easier to find Section 8 tenants. The $1,067 market rent matches the $1,100 FMR closely, suggesting a balanced market.
- Below: If market rent is below the FMR, it indicates that the FMR is generous compared to what tenants typically pay. This could make it easier to secure Section 8 tenants and still remain competitive.
- 3) Are 33.4% renters + N/A-day DOM enough demand?
- Yes: With 33.4% of the population being renters, there is a significant portion of potential tenants. If the days on market (DOM) for properties is low or average, this suggests a healthy demand for rentals.
- No: If the percentage of renters is insufficient or the DOM is unusually high, indicating slow sales or rentals, then demand may not be robust enough to support a Section 8 investment.
- It depends: Given that the DOM is listed as N/A, it's unclear how quickly properties are renting. However, the 33.4% of the population renting suggests a decent demand base. You will need to research further into local rental trends to make an informed decision.
If all three conditions are met positively, then you should proceed with buying in ZIP 77957 for Section 8. The FMR covers debt service, market rent is either at or favorable to the FMR, and there is enough demand based on the rental population percentage.
If any condition is not met, you must reconsider your investment strategy or look for other areas where these criteria are satisfied.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.