Location: Llano County, TX | Metro: Gillespie County, TX
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $990 |
| 1 Bedroom | $990 |
| 2 Bedrooms | $1,300 |
| 3 Bedrooms | $1,630 |
| 4 Bedrooms | $1,910 |
| 5 Bedrooms | $2,216 |
| 6 Bedrooms | $2,482 |
| 7 Bedrooms | $2,681 |
| 8 Bedrooms | $2,815 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,300 | $297,983 | 0.44% | F |
| 3BR | $1,630 | $418,485 | 0.39% | F |
| 4BR | $1,910 | $563,701 | 0.34% | F |
U.S. Census Bureau data (2024)
The ZIP code 78643, located in Texas, is situated within a suburban setting that offers a blend of residential tranquility and proximity to urban amenities. This area has seen steady growth in recent years, driven by its favorable location and increasing demand for affordable housing options.
An investor looking to enter the real estate market in ZIP 78643 should take note of the slight premium on market rents over the FMR, indicating potential for modest returns. The median home value suggests a middle-class neighborhood, while the median income supports this assessment and implies a stable tenant base. With a quarter of the population renting, there's a consistent demand for rental properties, though it's not a highly transient area. Overall, the ZIP code presents a balanced opportunity for both landlords and small-portfolio investors seeking steady, long-term investments in a growing suburban market.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.