Location: Roberts County, TX | Metro: Donley County, TX
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $820 |
| 1 Bedroom | $830 |
| 2 Bedrooms | $1,080 |
| 3 Bedrooms | $1,290 |
| 4 Bedrooms | $1,420 |
| 5 Bedrooms | $1,647 |
| 6 Bedrooms | $1,845 |
| 7 Bedrooms | $1,993 |
| 8 Bedrooms | $2,093 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,080 | $78,705 | 1.37% | A |
| 3BR | $1,290 | $153,220 | 0.84% | C |
| 4BR | $1,420 | $217,245 | 0.65% | D |
U.S. Census Bureau data (2024)
ZIP code 79065, located in Pampa, TX within the Roberts County, TX metro area, presents a unique rental market scenario. The Fair Market Rent (FMR) for the metro area in fiscal year 2026 is set at $1,030. In comparison, the actual market rent in ZIP 79065 is lower, standing at $934. This indicates that the rental prices in ZIP 79065 are below the metro average, potentially making it a value pocket for landlords and small-portfolio investors looking to maximize their returns.
The median home value in ZIP 79065 is $102,751, which is also below the typical metro home values. This combination of below-average market rents and home values suggests a cost-effective entry point for real estate investments in the area. Additionally, the renter share in ZIP 79065 is relatively high at 24.4%, indicating a significant portion of the population opts to rent rather than own homes. A high renter share with below-metro home values often signals a strong opportunity for Section 8 properties, as there is a substantial demand for affordable housing.
Landlords and investors should consider these figures when evaluating potential investments in ZIP 79065. While the area offers lower-than-average market rents and home values, the high proportion of renters can be a positive indicator for the success of subsidized housing programs such as Section 8. This makes ZIP 79065 a promising location for those interested in tapping into the affordable housing market.
To summarize, ZIP 79065 appears to be a value pocket within the Roberts County, TX metro area, offering lower market rents and home values compared to the metro average. However, the high renter share suggests strong demand for affordable housing, making it an attractive option for Section 8-related real estate investments.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.