Section 8 Fair Market Rent (FMR) for ZIP 80545 - 2027

Location: Fort Collins-Loveland, CO | Metro: Fort Collins-Loveland, CO MSA

Investment Score for ZIP 80545

Monthly Rent (2BR)

$1,760

Median Price (2BR)

$420,802

1% Rule

0.42%

Annual Yield

5.02%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$1,550
1 Bedroom	$1,590
2 Bedrooms	$1,760
3 Bedrooms	$2,380
4 Bedrooms	$2,580
5 Bedrooms	$2,993
6 Bedrooms	$3,352
7 Bedrooms	$3,620
8 Bedrooms	$3,801

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
1BR	$1,590	$310,322	0.51%	F
2BR	$1,760	$420,802	0.42%	F
3BR	$2,380	$539,718	0.44%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

937

Median Household Income

$93,207

Housing Units

1,830

Renter Percentage

N/A

Occupancy Rate

27.3%

Renter Occupied

Livermore, Colorado, located in ZIP code 80545, is a small town with a population primarily composed of homeowners rather than renters. This characteristic makes it an interesting market for real estate investors, particularly those considering long-term strategies.

The Fair Market Rent (FMR) for a one-bedroom apartment in Livermore for fiscal year 2024 is set at $1650, indicating a moderate rental price point that could appeal to young professionals and families looking for affordable housing options.
Market rent data is currently unavailable, which suggests that the rental market might be underdeveloped or less active compared to other areas.
The median home value in Livermore stands at $446,828, reflecting a relatively stable housing market where property values have remained consistent over time.
Renter share is listed at 0.0%, implying that virtually all residents own their homes, which can make the rental market challenging for landlords due to low demand.
The days on market (DOM) data is also not available, possibly because the majority of properties are sold quickly through private transactions rather than being listed for extended periods.
The median household income in Livermore is $93,207, suggesting that residents have a higher purchasing power and are likely to prefer homeownership over renting.

Given the data points, Livermore appears to be a town predominantly focused on homeownership, with limited opportunities for traditional rental investments. The high median home value and strong median income indicate a healthy local economy, but the lack of rental activity and the absence of market rent data suggest that landlords should focus on niche rental markets or consider alternative investment strategies such as vacation rentals or long-term lease agreements with local businesses. For small-portfolio investors, Livermore's rental market may not present significant growth potential, but the stability of property values and the town's economic health could still offer attractive returns through home ownership and appreciation.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.