Location: Fort Collins-Loveland, CO | Metro: Fort Collins-Loveland, CO MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,830 |
| 1 Bedroom | $1,870 |
| 2 Bedrooms | $2,070 |
| 3 Bedrooms | $2,800 |
| 4 Bedrooms | $3,030 |
| 5 Bedrooms | $3,515 |
| 6 Bedrooms | $3,937 |
| 7 Bedrooms | $4,252 |
| 8 Bedrooms | $4,465 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $2,800 | $585,213 | 0.48% | F |
| 4BR | $3,030 | $719,017 | 0.42% | F |
| 5BR | $3,515 | $847,192 | 0.41% | F |
U.S. Census Bureau data (2024)
ZIP code 80547, located within the Fort Collins-Loveland, CO MSA, presents a unique profile compared to typical ZIP codes in this metropolitan area. The Fair Market Rent (FMR) for ZIP 80547 is set at $1460 for fiscal year 2024. This figure is notably lower than the market rent, which stands at $2,851. Such a discrepancy indicates that properties in this ZIP code can potentially attract tenants who qualify for Section 8 assistance, making it an attractive option for landlords looking to serve this demographic.
The median home value in ZIP 80547 is $675,587, which is higher than many other ZIP codes within the Fort Collins-Loveland MSA. However, the significant gap between the FMR and market rent suggests that there might be a segment of the housing market in this area that is underserved by the Section 8 program, creating opportunities for those willing to work within the program's guidelines.
A key indicator for potential investment opportunities is the renter share, which is 17.0% in ZIP 80547. While this percentage is not exceptionally high, it does suggest a reasonable demand for rental properties. When combined with the relatively low FMR and high median home value, it implies that this ZIP code could offer a balance between accessibility for Section 8 tenants and profitability for landlords.
In summary, ZIP 80547 appears to be a mid-tier neighborhood within the Fort Collins-Loveland MSA. It offers higher home values than average but has a lower FMR relative to market rents, indicating a potential niche for landlords who can provide affordable housing options that align with Section 8 guidelines. This makes it neither a value pocket nor a premium sub-market but rather a middle-ground opportunity where careful consideration of property pricing and location can yield favorable outcomes.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.