Section 8 Fair Market Rent (FMR) for ZIP 81639 - 2027

Location: Routt County, CO | Metro: Routt County, CO

Investment Score for ZIP 81639

Monthly Rent (2BR)

$2,130

Median Price (2BR)

$388,706

1% Rule

0.55%

Annual Yield

6.58%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$1,800
1 Bedroom	$1,890
2 Bedrooms	$2,130
3 Bedrooms	$2,540
4 Bedrooms	$3,310
5 Bedrooms	$3,840
6 Bedrooms	$4,301
7 Bedrooms	$4,645
8 Bedrooms	$4,877

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
2BR	$2,130	$388,706	0.55%	F
3BR	$2,540	$542,069	0.47%	F
4BR	$3,310	$671,398	0.49%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

2,618

Median Household Income

$110,404

Housing Units

1,236

Renter Percentage

18.1%

Occupancy Rate

87.0%

Renter Occupied

195

The town of Hayden, CO, located in ZIP code 81639, is situated in a picturesque part of Colorado known for its natural beauty and outdoor recreational opportunities. This rural setting offers a unique market for real estate investors, particularly those interested in the rental sector. Below is a concise market analysis based on recent data points.

Fair Market Rent (FMR): The FMR for ZIP 81639 is set at $1,730 for the fiscal year 2026, indicating the average monthly rent that a tenant can afford without spending more than 30% of their income on housing.
Market Rent: According to the latest Census American Community Survey (ACS) data, the market rent in Hayden, CO is $1,782 per month, slightly above the FMR.
Median Home Value: The median home value in ZIP 81639 is $523,087, reflecting the high cost of homeownership in the area.
Renter Share: Renters make up 18.1% of the local housing market, suggesting a moderate demand for rental properties.
Days on Market (DOM): The data does not provide a specific figure for DOM, which could indicate either a robust sales market or a lack of recent transactions to analyze.
Median Income: The median household income in Hayden, CO is $110,404, demonstrating a relatively affluent population capable of supporting higher rents and property values.

In summary, Hayden, CO presents a balanced opportunity for real estate investment. With a market rent just above the FMR and a median income well above the national average, there is a solid foundation for rental properties to be financially viable. The median home value suggests a strong appreciation in property prices, making it attractive for both long-term rental investments and potential buy-and-hold strategies. However, the moderate renter share indicates that while there is demand, it might not be as high as in urban areas. Investors should consider these factors when evaluating potential returns and the risk profile of the Hayden market.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.