Location: Gila County, AZ | Metro: Gila County, AZ
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,050 |
| 1 Bedroom | $1,050 |
| 2 Bedrooms | $1,380 |
| 3 Bedrooms | $1,690 |
| 4 Bedrooms | $1,960 |
| 5 Bedrooms | $2,274 |
| 6 Bedrooms | $2,547 |
| 7 Bedrooms | $2,751 |
| 8 Bedrooms | $2,889 |
U.S. Census Bureau data (2024)
The classification of ZIP code 85554 hinges upon the interplay between yield and stability metrics. For yield, we compare the Fair Market Rent (FMR) of $1,270 for the fiscal year 2026 against the median home value of $377,250. This indicates that rental income is relatively low compared to the potential equity gains from property ownership. However, since there is no specific market rent figure provided, we must rely on the FMR as a proxy for rental yields.
On the stability axis, 85554 scores moderately with 23.4% of residents being renters. The lack of data on days-on-market (DOM) and median income suggests that there is limited information about the speed at which properties are rented out and the financial health of the local population. These gaps in data can be a significant risk factor for stability.
Given the low rental yield relative to home values and the partial data on stability indicators, 85554 leans towards being a steady-cashflow zone rather than a high-yield/low-stability market. The absence of market-specific rent data and income levels means that while rental income is predictable at $1,270 per month, the overall financial environment lacks transparency. This could imply a slower turnover rate and less volatile rental demand, which supports a steady cash flow but also suggests limited upside for quick flips or rapid appreciation.
To make a more precise determination, additional data points such as median income and average DOM would be necessary. These would provide clearer insight into the financial capabilities of the tenants and the speed at which rental units are filled, respectively. Without these figures, the analysis remains balanced towards a steady-cashflow zone, driven by the conservative FMR and the known percentage of renters.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.