Location: Navajo County, AZ | Metro: Navajo County, AZ
| Unit Size | Monthly FMR |
|---|---|
| Studio | $850 |
| 1 Bedroom | $930 |
| 2 Bedrooms | $1,180 |
| 3 Bedrooms | $1,460 |
| 4 Bedrooms | $1,560 |
| 5 Bedrooms | $1,810 |
| 6 Bedrooms | $2,027 |
| 7 Bedrooms | $2,189 |
| 8 Bedrooms | $2,298 |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors in ZIP code 85926, located in Navajo County, Arizona, reveals significant opportunities for cash flow and stability. The HUD Fair Market Rent (FMR) for the metro area, set at $1,250 for fiscal year 2026, far exceeds the current market rent of $427 based on Census ACS data. This substantial gap means that voucher tenants can easily cashflow at the FMR level without requiring premium units, providing landlords with a reliable income stream.
Given the median home value is listed as N/A, we cannot derive a precise rent-to-price ratio. However, the absence of a median home value suggests limited housing stock or unique conditions in the area that could impact buy-versus-rent dynamics. With the median Days on Market (DOM) also listed as N/A, it's unclear how quickly properties typically sell, but the low market rent indicates a strong preference for rental over ownership. Similarly, the N/A% price cut share implies that sellers may not frequently reduce their asking prices, which could signal a stable rental market where maintaining rental rates is feasible.
The strongest investor angle in ZIP 85926 is cash flow. Landlords can expect steady income from Section 8 tenants who are able to pay significantly above the local market rate. This makes the area particularly attractive for small-portfolio investors looking to generate consistent returns without the risks associated with property appreciation or market volatility.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.