Section 8 Fair Market Rent (FMR) for ZIP 92305 - 2027

Location: Riverside-San Bernardino-Ontario, CA | Metro: Riverside-San Bernardino-Ontario, CA MSA

Investment Score for ZIP 92305

D
Monthly Rent (2BR)
$1,990
Median Price (2BR)
$304,729
1% Rule
0.65%
Annual Yield
7.84%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,530
1 Bedroom$1,600
2 Bedrooms$1,990
3 Bedrooms$2,630
4 Bedrooms$3,170
5 Bedrooms$3,677
6 Bedrooms$4,118
7 Bedrooms$4,447
8 Bedrooms$4,669

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,990 $304,729 0.65% D
3BR $2,630 $427,199 0.62% D

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
533
Median Household Income
$145,536
Housing Units
569
Renter Percentage
14.3%
Occupancy Rate
30.8%
Renter Occupied
25

The web search results indicate that there is limited availability of rental listings in ZIP 92305, suggesting that the rental market is not robust. According to Trulia, the average rent price in 92305 has decreased by $1,500 in the past year, meaning the average rent is now 88% lower than it was last year. However, this decrease is likely due to the low volume of rentals available rather than an actual drop in market rates.

The median household income in ZIP 92305 stands at $145,536, which is significantly higher than the average income in many other areas. With such a high median income, typical market rents would likely consume a smaller percentage of the local income. The Federal Market Rent (FMR) for FY 2024 is $2350, which serves as a benchmark for affordable housing. Given the high income levels, landlords can expect that even without vouchers, many tenants can afford to pay above the FMR.

The limited data on Section 8 voucher utilization in this area suggests that voucher demand might be scarce. Landlords in 92305 should anticipate a tenant profile characterized by higher financial stability and the ability to pay market rents without relying on government assistance. The expected tenants would likely value the quiet and possibly more affluent environment that 92305 offers.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.