Location: San Francisco, CA | Metro: San Francisco, CA HUD Metro FMR Area
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,490 |
| 1 Bedroom | $2,900 |
| 2 Bedrooms | $3,570 |
| 3 Bedrooms | $4,670 |
| 4 Bedrooms | $5,250 |
| 5 Bedrooms | $6,090 |
| 6 Bedrooms | $6,821 |
| 7 Bedrooms | $7,367 |
| 8 Bedrooms | $7,735 |
U.S. Census Bureau data (2024)
The analysis of ZIP code 94130 reveals a unique balance between yield and stability, making it an attractive but nuanced market for real-estate investment. The Fair Market Rent (FMR) for the area stands at $3,380 for fiscal year 2024, which is notably higher than the current market rent of $2,415. This discrepancy indicates a potential for above-market rental yields if properties can be leased at FMR rates. However, the absence of data regarding home values suggests that the primary opportunity lies in rental rather than ownership appreciation.
On the stability axis, the data points towards a robust tenant base with 100.0% of residents being renters. This high percentage of renters implies a consistent demand for rental properties, reducing the risk of vacancy. Although there is no data available for days on market (DOM), the median household income of $93,269 provides a strong indicator of financial stability among tenants, supporting their ability to pay rent regularly.
Given these figures, ZIP 94130 leans towards being a high-yield market due to the significant gap between FMR and market rent. However, it also exhibits elements of stability through the high percentage of renters and substantial median income. Therefore, it's best classified as a market offering steady cash flow with the potential for higher-than-average yields. Landlords and small-portfolio investors should capitalize on the rental pricing disparity while leveraging the financial strength of the resident population to ensure reliable returns.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.