Section 8 Fair Market Rent (FMR) for ZIP 95170 - 2027

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$2,460
1 Bedroom	$2,780
2 Bedrooms	$3,270
3 Bedrooms	$4,390
4 Bedrooms	$4,690
5 Bedrooms	$5,440
6 Bedrooms	$6,093
7 Bedrooms	$6,580
8 Bedrooms	$6,909

Based on the available data, ZIP 95170 in San Jose, CA, is best suited as a **cash-flow anchor** within a Section 8 portfolio strategy. The Fair Market Rent (FMR) for ZIP 95170 in fiscal year 2024 is set at $3130, which represents the maximum amount that a landlord can charge for a voucher tenant. However, specific market rent and median home value data for this ZIP code were not directly available from the search results. To understand why ZIP 95170 serves as a cash-flow anchor, consider the following points:

The FMR of $3130 provides a stable and predictable income stream for landlords participating in the Section 8 program. This figure is determined by HUD and reflects the rental market conditions in the area, ensuring that landlords receive a fair amount for their properties.

While the median home value and market rent for ZIP 95170 were not explicitly stated, the broader context of the San Jose-Sunnyvale-Santa Clara metropolitan area suggests high property values and competitive rental markets. In such environments, the reliability of FMR payments can be crucial for maintaining steady cash flows.

ZIP 95170 is part of the larger San Jose-Sunnyvale-Santa Clara HUD Metro FMR Area, which typically experiences robust economic activity and a strong demand for affordable housing. This makes it a reliable location for generating consistent rental income through the Section 8 program.

Given the lack of specific appreciation or diversification metrics, focusing on the stability provided by the FMR in ZIP 95170 ensures that landlords have a secure investment that minimizes risk and maximizes predictability in their cash flows.

In summary, ZIP 95170 is best positioned as a cash-flow anchor in a Section 8 portfolio strategy due to the guaranteed income from the $3130 FMR and the likelihood of a strong rental market in the San Jose area. This approach allows landlords to rely on steady returns without the volatility associated with appreciation plays or diversifiers.

Data Sources: FMR data from HUD (2027).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.