Section 8 Fair Market Rent (FMR) for ZIP 95310 - 2027

Location: Tuolumne County, CA | Metro: Tuolumne County, CA

Investment Score for ZIP 95310

Monthly Rent (2BR)

$1,810

Median Price (2BR)

$313,388

1% Rule

0.58%

Annual Yield

6.93%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$1,280
1 Bedroom	$1,420
2 Bedrooms	$1,810
3 Bedrooms	$2,410
4 Bedrooms	$2,900
5 Bedrooms	$3,364
6 Bedrooms	$3,768
7 Bedrooms	$4,069
8 Bedrooms	$4,272

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
2BR	$1,810	$313,388	0.58%	F
3BR	$2,410	$429,236	0.56%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

1,356

Median Household Income

$54,697

Housing Units

849

Renter Percentage

28.5%

Occupancy Rate

72.8%

Renter Occupied

176

The ZIP code 95310, encompassing Columbia, CA, offers a unique blend of rural charm and accessibility to larger urban centers, making it an attractive location for both residents and investors. Nestled in the heart of California's Sierra Nevada foothills, this area benefits from a moderate cost of living and natural beauty, drawing interest from various demographics.

The Fair Market Rent (FMR) for ZIP 95310 is set at $1,810 for metro FY 2026, indicating the government's benchmark for rental prices in the area.
The actual market rent, according to Census ACS data, is currently at $1,131, suggesting that there is room for growth towards the FMR level.
The median home value in the region stands at $389,258, which reflects the overall housing affordability and market conditions.
Renters make up 28.5% of the population, showing a significant portion of the community that relies on rental properties for housing.
The median household income in the area is $54,697, providing insight into the financial capacity of potential tenants.

Investors looking to enter the Columbia, CA, market can expect a stable environment with opportunities for growth, especially in rental pricing. The discrepancy between the current market rent and the FMR suggests a potential upward trend in rental rates, benefiting landlords who can adjust their pricing accordingly. With nearly 30% of the population renting, there is a substantial demand for rental properties, and the median income figure indicates that most households can afford the current rent levels. However, investors should be cautious about the volatility in housing values and ensure they have a solid understanding of the local real estate dynamics before making any investment decisions.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.