Location: Tuolumne County, CA | Metro: Mariposa County, CA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,040 |
| 1 Bedroom | $1,170 |
| 2 Bedrooms | $1,500 |
| 3 Bedrooms | $2,060 |
| 4 Bedrooms | $2,480 |
| 5 Bedrooms | $2,877 |
| 6 Bedrooms | $3,222 |
| 7 Bedrooms | $3,480 |
| 8 Bedrooms | $3,654 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,500 | $287,393 | 0.52% | F |
| 3BR | $2,060 | $372,826 | 0.55% | F |
U.S. Census Bureau data (2024)
ZIP code 95311, located in Coulterville, CA, within the Tuolumne County, CA metro area, presents an interesting profile when compared against typical ZIP codes in the county. The Fair Market Rent (FMR) for 95311 is set at $1,640 for fiscal year 2026, which is notably lower than the market rent of $2,071. This suggests that the area is somewhat affordable for those who qualify under the Section 8 program, yet still commands a higher rent from private market tenants.
The median home value in 95311 stands at $332,713, which is relatively low compared to other areas in the county. Given that the median renter share is 15.0%, this indicates a modest but present rental market. A divergence can be observed between the home values and the renter share: typically, areas with higher renter shares might see higher home values due to increased demand and investment. However, in 95311, the lower home values combined with a decent renter share suggest it could be a sweet spot for landlords and small-portfolio investors interested in Section 8 properties. The discrepancy implies that there's a segment of the population that finds the area attractive despite the lower property values, possibly because of affordability or lifestyle factors.
Based on these figures, 95311 appears to be a value pocket within the Tuolumne County, CA metro area. It offers a good balance for landlords and investors looking for a mix of affordability and potential occupancy rates. The FMR being significantly below the market rent points to a strong opportunity for landlords to attract Section 8 tenants while maintaining a profit margin above the government-subsidized rate.
To further analyze the attractiveness of 95311 for Section 8 investments, consider the following:
In conclusion, ZIP 95311 represents a strategic location for landlords and small-portfolio investors seeking to enter the Section 8 housing market in Tuolumne County, CA. Its combination of lower home values and reasonable renter share makes it a promising value pocket within the broader metro area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.