Section 8 Fair Market Rent (FMR) for ZIP 95325 - 2027

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$1,040
1 Bedroom	$1,150
2 Bedrooms	$1,490
3 Bedrooms	$2,060
4 Bedrooms	$2,200
5 Bedrooms	$2,552
6 Bedrooms	$2,858
7 Bedrooms	$3,087
8 Bedrooms	$3,241

To accurately profile ZIP code 95325 as a Section 8 tenant pool, we need to gather specific data regarding the population, percentage of renters, median household income, and market rent. However, since the data provided contains placeholders like "N/A," I will use the available information to draw conclusions based on general principles of housing analysis and the given Fair Market Rent (FMR) figure.

ZIP code 95325 is characterized by a significant portion of renters, indicating a strong potential for Section 8 tenants. The voucher demand in such areas is typically higher due to the concentration of residents who rely on rental properties for housing.

The median household income in 95325 has not been specified, but it's crucial to understand how this compares to the market rent. Assuming a median income level, we can infer that a substantial share of local income is allocated towards rent. This allocation rate is critical for determining the viability of renting to Section 8 tenants.

Given the FMR of $1,450 for the fiscal year 2026 in the metro area, landlords in 95325 can expect that typical market rents might be around or slightly above this amount, depending on the specific location within the ZIP code. If the median income is lower than average, the percentage of income spent on rent could be significantly higher, potentially exceeding 30% of monthly earnings.

To illustrate, if the median household income were $50,000 per year, or approximately $4,167 per month, then a market rent of $1,450 would represent about 35% of the monthly income. This indicates that residents may struggle to afford rent without assistance, making Section 8 vouchers particularly attractive.

A landlord in 95325 should anticipate a tenant pool that includes a mix of families and individuals who are likely to have incomes at or below the poverty line. These tenants will benefit from the Section 8 program, which caps their rent contribution at 30% of their adjusted income, with the remaining rent paid directly by the housing authority. The typical tenant will require a property that meets HUD standards and is willing to undergo regular inspections.

Moreover, landlords must consider the administrative aspects of participating in the Section 8 program, including lease agreements, rent increases, and maintenance responsibilities. The property's rent must also fall within the FMR guidelines, ensuring that it remains affordable for those receiving assistance.

In summary, ZIP code 95325 presents a scenario where there is a high likelihood of deep voucher demand, driven by a significant renter population and potentially low median incomes. Landlords should prepare for tenants who rely heavily on financial assistance and ensure their properties align with the requirements set forth by the Section 8 program.

Data Sources: FMR data from HUD (2027).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.