Location: Vallejo, CA | Metro: Yolo, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,230 |
| 1 Bedroom | $2,240 |
| 2 Bedrooms | $2,870 |
| 3 Bedrooms | $3,970 |
| 4 Bedrooms | $4,160 |
| 5 Bedrooms | $4,826 |
| 6 Bedrooms | $5,405 |
| 7 Bedrooms | $5,837 |
| 8 Bedrooms | $6,129 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $3,970 | $772,877 | 0.51% | F |
U.S. Census Bureau data (2024)
The market in ZIP 95612 presents a dynamic environment that is indicative of ongoing housing pressures. With a Fair Market Rent (FMR) set at $2320 for the fiscal year 2024, landlords can expect to charge close to this figure for units that meet the criteria for Section 8 eligibility. However, the actual market rent, as reported by the Census ACS, stands at $2,050, suggesting a slight premium landlords might need to adjust to if they aim to remain competitive.
The median home value of $815,896 indicates a robust real estate market, but it's the high renter share of 56.4% that truly defines the dynamics of this area. This significant proportion of renters implies a continuous demand for rental properties, which could be driven by factors such as affordability concerns or lifestyle choices favoring renting over homeownership. It also suggests that there is likely a steady stream of individuals and families who cannot afford to purchase homes at the current median value, leading to sustained pressure on the rental market.
While the data does not provide specifics on the days on market (DOM) or the percentage of price cuts, the gap between the FMR and the market rent, along with the high renter share, points towards a scenario where demand is outpacing supply. Landlords should prepare for a market where maintaining competitive rents is crucial to occupancy rates. The high median home value further supports this inference, as it limits the number of potential buyers and keeps the rental market active.
In conclusion, ZIP 95612 is characterized by strong housing pressures, particularly in the rental sector. The dynamics suggest that landlords will continue to play a vital role in providing affordable housing options, especially as the median home value remains high and beyond the reach of many residents. The market is in motion, with ongoing trends pointing towards sustained demand for rental properties.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.