Location: Sacramento--Roseville--Arden-Arcade, CA | Metro: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,150 |
| 1 Bedroom | $2,250 |
| 2 Bedrooms | $2,770 |
| 3 Bedrooms | $3,690 |
| 4 Bedrooms | $4,240 |
| 5 Bedrooms | $4,918 |
| 6 Bedrooms | $5,508 |
| 7 Bedrooms | $5,949 |
| 8 Bedrooms | $6,246 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $3,690 | $514,301 | 0.72% | D |
| 4BR | $4,240 | $648,577 | 0.65% | D |
| 5BR | $4,918 | $784,455 | 0.63% | D |
U.S. Census Bureau data (2024)
The Fair Market Rent (FMR) for ZIP code 95655 in fiscal year 2024 is set at $2900. This figure represents the payment standard under the Section 8 Housing Choice Voucher program, which means that if you participate in this program, you will receive up to $2900 per month from the government to cover the rent for eligible tenants. It's important to note that this is not the actual rent you can charge; it's the maximum amount the government will pay towards the rent.
To put this into perspective, consider that the median home value in ZIP 95655 is approximately $577,459. This high acquisition cost indicates that owning property in this area requires a significant investment. However, the 22.7% share of renters in the area suggests a solid demand for rental properties. If you're looking to enter the rental market here, understanding the Section 8 payment standard helps you gauge the financial viability of your investment.
While the local median rent is not available, the Section 8 payment standard of $2900 can still be used as a benchmark. Landlords should ensure that their proposed rent does not exceed the market rate significantly to remain competitive and attract tenants. The payment standard also provides a safety net, ensuring that you will receive a steady income from the government for eligible tenants.
Before deciding to participate in the Section 8 program, it is crucial to verify that your property meets all the required standards. This includes passing a housing quality inspection, which ensures that the unit is safe, decent, and sanitary. Failure to meet these standards can result in non-payment or termination from the program.
In summary, the Section 8 payment standard of $2900 for ZIP 95655 offers a predictable income stream, especially given the high median home value of $577,459. With a 22.7% share of renters, there is a good chance of finding tenants who qualify for the program. Just make sure your property passes the necessary inspections to avoid any issues down the line.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.