Section 8 Fair Market Rent (FMR) for ZIP 95669 - 2027

Location: Amador County, CA | Metro: Amador County, CA

Investment Score for ZIP 95669

Monthly Rent (2BR)

$1,530

Median Price (2BR)

$377,899

1% Rule

0.4%

Annual Yield

4.86%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$1,250
1 Bedroom	$1,260
2 Bedrooms	$1,530
3 Bedrooms	$2,000
4 Bedrooms	$2,450
5 Bedrooms	$2,842
6 Bedrooms	$3,183
7 Bedrooms	$3,438
8 Bedrooms	$3,610

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
2BR	$1,530	$377,899	0.4%	F
3BR	$2,000	$612,743	0.33%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

2,118

Median Household Income

$89,609

Housing Units

1,008

Renter Percentage

7.8%

Occupancy Rate

89.8%

Renter Occupied

The ZIP code 95669, located in Plymouth, California, is situated in a suburban setting characterized by its proximity to agricultural lands and natural beauty. This area offers a blend of rural charm and access to urban amenities, making it attractive for both homeowners and renters.

Fair Market Rent (FMR) for the metro area in fiscal year 2026 is $1,520, indicating a moderate increase in rental prices expected over the next few years.
The current market rent stands at $1,299, according to Census ACS data, which suggests that rents are currently below the anticipated fair market level, leaving room for potential growth.
The median home value in the area is $564,515, reflecting a relatively stable housing market with modest appreciation trends.
Renters make up only 7.8% of the population, suggesting a strong preference for homeownership among residents, which could limit the demand for rental properties.
The median household income is $89,609, providing insight into the financial stability of the local population and their ability to afford higher rents or home values.
The days on market (DOM) data is not available, which makes it difficult to assess the speed at which properties are typically sold in this area.

In summary, ZIP 95669 presents a balanced investment opportunity for landlords and small-portfolio investors. With current market rents below the projected FMR, there is potential for rental income to rise in line with economic forecasts. However, the low renter share implies that rental demand may be limited compared to other areas, and investors should consider the strong homeownership preference when evaluating property types. The median income figure supports the likelihood of steady financial conditions, favorable for maintaining property values and rental rates. Despite the lack of DOM data, the overall economic indicators suggest a stable environment for real estate investments.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.