Location: Yolo, CA | Metro: Yolo, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,450 |
| 1 Bedroom | $1,460 |
| 2 Bedrooms | $1,900 |
| 3 Bedrooms | $2,630 |
| 4 Bedrooms | $2,870 |
| 5 Bedrooms | $3,329 |
| 6 Bedrooms | $3,728 |
| 7 Bedrooms | $4,026 |
| 8 Bedrooms | $4,227 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,900 | $421,865 | 0.45% | F |
| 3BR | $2,630 | $503,560 | 0.52% | F |
| 4BR | $2,870 | $596,905 | 0.48% | F |
| 5BR | $3,329 | $783,572 | 0.42% | F |
U.S. Census Bureau data (2024)
ZIP code 95695, located in Woodland, CA, is situated within the Yolo, CA HUD Metro FMR Area. The Fair Market Rent (FMR) for ZIP 95695 in fiscal year 2024 is set at $1730. This figure represents the benchmark used by the U.S. Department of Housing and Urban Development (HUD) to determine eligibility for the Section 8 housing assistance program.
To contextualize this data, let's compare it to typical characteristics of other ZIP codes within the Yolo, CA HUD Metro FMR Area. The market rent for ZIP 95695 is $2,026, which is slightly above the FMR but remains relatively affordable compared to some areas. With a home value of $520,769, 95695 has a median price that is on par with many other ZIP codes in the region. However, the renter share of 45.5% is notably high, indicating a significant portion of the population relies on rental housing.
The combination of a high renter share and home values that are not significantly above the metro average suggests that ZIP 95695 could be considered a value pocket within the Yolo, CA HUD Metro FMR Area. Landlords and small-portfolio investors can leverage the higher-than-average FMR to attract tenants eligible for Section 8 assistance, while the market rent offers a reasonable return on investment. Additionally, the high renter share makes it an attractive location for those seeking stable rental income.
Investors should also note that the divergence between the FMR and market rent is modest, suggesting a balanced market where both assisted and non-assisted renters can find suitable housing. This balance reduces the risk of over-reliance on a single tenant type, making ZIP 95695 a viable option for diverse investment strategies.
In summary, ZIP 95695 presents a unique opportunity for real estate investors due to its high renter share and competitive home values, positioning it as a value pocket within the broader Yolo, CA HUD Metro FMR Area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.