Location: Sacramento--Roseville--Arden-Arcade, CA | Metro: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,230 |
| 1 Bedroom | $1,270 |
| 2 Bedrooms | $1,550 |
| 3 Bedrooms | $2,060 |
| 4 Bedrooms | $2,370 |
| 5 Bedrooms | $2,749 |
| 6 Bedrooms | $3,079 |
| 7 Bedrooms | $3,325 |
| 8 Bedrooms | $3,491 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,550 | $321,846 | 0.48% | F |
U.S. Census Bureau data (2024)
To integrate ZIP 95720, Kyburz, CA, into a Section 8 portfolio strategy, consider it primarily as a cash-flow anchor. The Family Monthly Rent (FMR) for ZIP 95720 in fiscal year 2024 is set at $2020, which provides a stable baseline for rental income. Given that the median home value in this area is $317,965, the spread between the FMR and the market value indicates a significant gap, ensuring that Section 8 properties can be rented out reliably without the risk of vacancy.
The lack of available market data for price cuts and days on market (DOM) suggests limited activity in the real estate market, making it less suitable for speculative plays based on rapid appreciation. However, the steady demand for rental properties, with 30.0% of residents being renters, supports the idea of using this ZIP code as a reliable source of consistent income.
While the median income figure is not provided, the existing data points towards Kyburz as an area where a substantial portion of the population relies on government assistance for housing. This reliance on Section 8 vouchers ensures a predictable and stable tenant pool, reducing the variability often associated with market-rate rentals.
A cash-flow anchor in a portfolio is crucial for balancing out investments that might have higher risks but also offer greater rewards. By securing a property in ZIP 95720, landlords and small-portfolio investors can count on a dependable revenue stream, which is especially valuable during economic downturns or periods of high market volatility. The low-risk nature of this investment makes it an ideal choice for those looking to stabilize their overall financial performance.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.