Location: Sacramento--Roseville--Arden-Arcade, CA | Metro: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,960 |
| 1 Bedroom | $2,020 |
| 2 Bedrooms | $2,480 |
| 3 Bedrooms | $3,250 |
| 4 Bedrooms | $3,750 |
| 5 Bedrooms | $4,350 |
| 6 Bedrooms | $4,872 |
| 7 Bedrooms | $5,262 |
| 8 Bedrooms | $5,525 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $2,020 | $408,461 | 0.49% | F |
| 2BR | $2,480 | $572,187 | 0.43% | F |
| 3BR | $3,250 | $794,730 | 0.41% | F |
| 4BR | $3,750 | $1,055,239 | 0.36% | F |
| 5BR | $4,350 | $1,166,588 | 0.37% | F |
U.S. Census Bureau data (2024)
The Fair Market Rent (FMR) for ZIP code 95818 in Sacramento, California, for fiscal year 2024 is set at $2180. This figure represents the maximum amount that a landlord can charge for rent under the Section 8 program. It's important to note that this is not the actual rent you will receive; it's the ceiling price. The actual payment you'll receive is based on the tenant's income and other factors.
To put this into perspective, the Zillow Observed Rent Index (ZORI), which reflects the average rent for similar properties in the area, stands at $1,984. This suggests that the FMR is slightly above the market rate, potentially offering a better deal for landlords participating in Section 8.
The renter share in this area is 45.9%, indicating a strong demand for affordable housing. With such a high percentage of renters, there is a good chance that your property will be occupied by a Section 8 tenant. However, the acquisition cost for a typical home in ZIP 95818 is around $716,105. This means that if you're looking to purchase a new property specifically for Section 8, you should expect to pay close to this amount.
Before you decide to enter the Section 8 market, verify that your property meets all the required standards for habitability and safety. These standards include ensuring that your property has proper heating, plumbing, and electrical systems, among other things. Compliance with these standards is mandatory and ensures that you avoid potential penalties and disputes.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.