Location: Sacramento--Roseville--Arden-Arcade, CA | Metro: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,990 |
| 1 Bedroom | $2,050 |
| 2 Bedrooms | $2,510 |
| 3 Bedrooms | $3,290 |
| 4 Bedrooms | $3,800 |
| 5 Bedrooms | $4,408 |
| 6 Bedrooms | $4,937 |
| 7 Bedrooms | $5,332 |
| 8 Bedrooms | $5,599 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $2,050 | $502,393 | 0.41% | F |
| 2BR | $2,510 | $635,278 | 0.4% | F |
| 3BR | $3,290 | $775,004 | 0.42% | F |
| 4BR | $3,800 | $1,055,734 | 0.36% | F |
| 5BR | $4,408 | $1,286,018 | 0.34% | F |
U.S. Census Bureau data (2024)
Sacramento, CA's ZIP code 95819 stands out among other areas due to its unique demographic and economic characteristics. With a population of 19,737 residents, 29.1% of whom rent their homes, it reflects a community where nearly a third of households are tenants. The median income in this ZIP is $136,306, which is notably higher than the national average, indicating a relatively affluent area. However, the median home value of $754,779 suggests that homeownership is a significant financial commitment.
In terms of Section 8 vouchers, the Fair Market Rent (FMR) for ZIP 95819 is set at $2,490 for fiscal year 2024, slightly above the market rate of $2,468 as measured by ZORI. This means that landlords participating in the Section 8 program can expect a rental income close to market rates, making it a viable option for managing properties in this ZIP code. Given the high median income, there is likely a strong demand for housing, both rented and owned, which supports the effectiveness of the Section 8 program in maintaining occupancy levels and providing affordable housing options.
The data signature for ZIP 95819 reads as stable. The high median income and median home value suggest a consistent economic environment where residents can afford higher rents and property values. Additionally, the slight difference between the FMR and market rates indicates a balanced rental market, which is favorable for landlords and small-portfolio investors. This stability provides a reliable framework for long-term investment decisions in the area.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.