Location: Sacramento--Roseville--Arden-Arcade, CA | Metro: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $2,020 |
| 1 Bedroom | $2,090 |
| 2 Bedrooms | $2,560 |
| 3 Bedrooms | $3,360 |
| 4 Bedrooms | $3,880 |
| 5 Bedrooms | $4,501 |
| 6 Bedrooms | $5,041 |
| 7 Bedrooms | $5,444 |
| 8 Bedrooms | $5,716 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 4BR | $3,880 | $1,150,365 | 0.34% | F |
U.S. Census Bureau data (2024)
The Fair Market Rent (FMR) for ZIP code 95830 in fiscal year 2024 is set at $2560. This figure represents the maximum amount that a landlord can charge for rent under the Section 8 program, not the actual rent paid by the tenant. It's important to understand that this is the payment standard, meaning it's the benchmark used to determine the rent subsidy for eligible tenants.
While there isn't specific local market data available for comparison, we can infer that the demand for affordable housing in this area is significant. The renter share, which is the portion of households that rent rather than own, stands at 9.6%. This suggests that nearly one out of every ten households in the area relies on rental properties, indicating a substantial need for affordable housing options.
The total acquisition cost for a property in this ZIP code, based on recent sales, is approximately $1,011,914. This is the average price you would expect to pay for a property suitable for a Section 8 rental. Given the FMR and the local acquisition costs, the Section 8 program can be a stable source of income, though it's crucial to ensure that your property meets all the necessary requirements for participation.
To make an informed decision about entering the Section 8 market, you should verify that your property complies with Housing Quality Standards (HQS). These standards are set by the Department of Housing and Urban Development (HUD) and cover a range of basic safety and habitability criteria. Ensuring your property meets these standards before signing up for the program will save you time and prevent potential complications later on.
In summary, the FMR of $2560 provides a clear guideline for the maximum rent you can charge under the Section 8 program. With a high renter share and an average acquisition cost of over $1 million, there's a strong case for offering affordable housing in ZIP 95830. However, before proceeding, confirm that your property meets HUD's HQS to avoid any issues once you're part of the program.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.