Location: Yuba City, CA | Metro: Chico, CA MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,130 |
| 1 Bedroom | $1,330 |
| 2 Bedrooms | $1,560 |
| 3 Bedrooms | $2,160 |
| 4 Bedrooms | $2,600 |
| 5 Bedrooms | $3,016 |
| 6 Bedrooms | $3,378 |
| 7 Bedrooms | $3,648 |
| 8 Bedrooms | $3,830 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,330 | $200,338 | 0.66% | D |
| 2BR | $1,560 | $277,990 | 0.56% | F |
| 3BR | $2,160 | $385,626 | 0.56% | F |
| 4BR | $2,600 | $441,976 | 0.59% | F |
| 5BR | $3,016 | $477,252 | 0.63% | D |
U.S. Census Bureau data (2024)
Marysville, located in ZIP code 95901 of Yuba County, California, stands out among other ZIP codes due to its unique demographic and economic profile. With a population of 37,732 residents, 46.0% of whom rent their homes, Marysville reflects a significant demand for rental properties. The median income in the area is $69,776, which is relatively modest compared to the median home value of $391,309, indicating that homeownership may be challenging for many local residents.
The dynamics of the housing market in Marysville are further illuminated by examining the Section 8 voucher economics. For fiscal year 2024, the Fair Market Rent (FMR) for a two-bedroom apartment is set at $1,410, while the market rent, as measured by the Zillow Rent Index (ZORI), is $1,732. This discrepancy highlights a notable gap between subsidized rents and actual market rates, suggesting that landlords participating in the Section 8 program will receive less than the typical market rate for rentals. However, the program provides a steady and reliable source of income, as it guarantees timely payments through the Housing Choice Voucher program.
Given the data available, Marysville's ZIP code 95901 can be characterized as stable. The significant portion of renters and the established median home values indicate a settled community where rental demand is likely to remain consistent. While the lower FMR compared to market rates might present a challenge for landlords, the overall economic conditions suggest a reliable and predictable environment for small-portfolio investors. The Section 8 program offers a valuable opportunity to serve the housing needs of low-income families while ensuring financial stability for property owners.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.