Location: Yuba City, CA | Metro: Yuba City, CA MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,090 |
| 1 Bedroom | $1,290 |
| 2 Bedrooms | $1,510 |
| 3 Bedrooms | $2,090 |
| 4 Bedrooms | $2,520 |
| 5 Bedrooms | $2,923 |
| 6 Bedrooms | $3,274 |
| 7 Bedrooms | $3,536 |
| 8 Bedrooms | $3,713 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,510 | $464,536 | 0.33% | F |
| 3BR | $2,090 | $566,481 | 0.37% | F |
| 4BR | $2,520 | $694,316 | 0.36% | F |
U.S. Census Bureau data (2024)
In Browns Valley, CA (ZIP 95918), the real estate market presents a unique scenario for landlords and small-portfolio investors. The median home value stands at $566,074, indicating a stable housing market that has not seen significant price reductions. Only 0.2% of listings have reduced their prices, which is a strong signal that sellers maintain pricing power. This suggests that homes are holding their value well, and any downturn in the market is likely minimal. The median days on market (DOM) being listed as N/A could imply that homes are selling quickly, often before a DOM figure can be established, further reinforcing the idea that demand exceeds supply.
On the rental side, the Fair Market Rent (FMR) for ZIP 95918 is set at $1,580 for the fiscal year 2024. While the actual market rent is listed as N/A, it's reasonable to assume that it aligns closely with the FMR given the absence of significant downward pressure on home values. This means that landlords can expect to charge rents around this level without fear of overpricing their properties. However, the lack of detailed market rent data does introduce some uncertainty into the equation, as it's unclear how competitive the local rental market truly is.
For long-term hold investors, the setup points towards a conservative appreciation thesis. With homes maintaining their value and few listings needing to reduce their asking prices, there is little evidence to suggest that Browns Valley will experience rapid appreciation. Instead, the market appears poised for steady growth, assuming no major economic shifts occur. Investors should focus on the income generated from rentals rather than expecting significant capital gains over the next 12-24 months.
The combination of stable home values and a relatively low percentage of price reductions indicates that Browns Valley remains an attractive location for those looking to invest in real estate. Landlords can leverage this stability to ensure consistent rental incomes, while small-portfolio investors might find the area suitable for building equity slowly but surely. However, the absence of precise market rent data means that investors must remain vigilant and adapt to any changes in the local rental environment.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.