Section 8 Fair Market Rent (FMR) for ZIP 95957 - 2027

Location: Colusa County, CA | Metro: Yuba City, CA MSA

Investment Score for ZIP 95957

N/A

Monthly Rent (2BR)

$1,580

Median Price (2BR)

$N/A

1% Rule

Annual Yield

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$1,200
1 Bedroom	$1,300
2 Bedrooms	$1,580
3 Bedrooms	$2,190
4 Bedrooms	$2,510
5 Bedrooms	$2,912
6 Bedrooms	$3,261
7 Bedrooms	$3,522
8 Bedrooms	$3,698

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
3BR	$2,190	$433,136	0.51%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

680

Median Household Income

$78,333

Housing Units

325

Renter Percentage

38.8%

Occupancy Rate

80.0%

Renter Occupied

101

The ZIP code 95957, located in Lodi, California, offers a stable market for real estate investment, particularly for those interested in Section 8 properties. The area is known for its moderate climate and proximity to both Sacramento and the San Francisco Bay Area, making it attractive for residents and investors alike.

The Fair Market Rent (FMR) for ZIP 95957 in fiscal year 2024 is set at $1190, providing a benchmark for rental rates that align with federal housing assistance programs.
Although the market rent is currently listed as N/A, the significant 38.8% share of renters in the area indicates a strong demand for affordable housing options.
The median home value in ZIP 95957 stands at $437,283, reflecting a balance between affordability and the potential for appreciation in property values over time.
The median income in the area is $78,333, suggesting a middle-class demographic that benefits from Section 8 subsidies but also has some disposable income for housing costs.
The Days on Market (DOM) figure is N/A, which could imply either a robust sales pace or a lack of recent data, indicating that properties in this area are likely to be sold quickly once listed.
The combination of a substantial renter population and a median home value that is relatively low compared to larger urban centers makes 95957 an appealing location for landlords and small-portfolio investors looking to capitalize on the Section 8 program.

In summary, ZIP 95957 presents a favorable environment for real estate investments focused on Section 8 properties. With a clear rental benchmark established by the FMR and a notable percentage of renters, there is a steady demand for affordable housing. The median home value and median income figures suggest a market where properties can be acquired at reasonable prices and maintained without excessive financial strain. Despite the lack of specific market rent and DOM data, the overall economic indicators point towards a promising investment opportunity.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.