Location: Sacramento--Roseville--Arden-Arcade, CA | Metro: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,260 |
| 1 Bedroom | $1,300 |
| 2 Bedrooms | $1,590 |
| 3 Bedrooms | $2,110 |
| 4 Bedrooms | $2,430 |
| 5 Bedrooms | $2,819 |
| 6 Bedrooms | $3,157 |
| 7 Bedrooms | $3,410 |
| 8 Bedrooms | $3,581 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,300 | $481,425 | 0.27% | F |
| 2BR | $1,590 | $607,463 | 0.26% | F |
| 3BR | $2,110 | $862,020 | 0.24% | F |
| 4BR | $2,430 | $1,179,349 | 0.21% | F |
| 5BR | $2,819 | $1,916,210 | 0.15% | F |
U.S. Census Bureau data (2024)
The ZIP code 96143, encompassing Kings Beach, CA, presents a dynamic rental market with notable insights into the balance between supply and demand. The Fair Market Rent (FMR) for the area stands at $1870 for fiscal year 2024, while the actual market rent, as reported by the Census American Community Survey (ACS), is lower at $1,250. This discrepancy suggests that the supply of rental units may be outpacing demand, leading to competitive pricing among landlords.
The median home value in the region is $767,154, indicating a relatively high-cost housing market. However, with a significant 33.5% of residents being renters, there is a substantial segment of the population that relies on the rental market. This high renter share implies ongoing pressure on the housing market, as many individuals are unable to purchase homes due to their high cost, leading to sustained demand for rental properties.
While specific metrics such as the percentage of price cuts and days on the market (DOM) are currently unavailable, the difference between the FMR and market rent points to a competitive environment where landlords might need to adjust their rents to attract tenants. This suggests that landlords and small-portfolio investors should closely monitor rental trends and consider flexible pricing strategies to remain competitive.
The high median home value combined with a significant renter population indicates a market where long-term housing pressures are likely to persist. Investors should recognize that this dynamic could influence future rental demand and property values, making it essential to stay informed about local economic conditions and housing trends.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.