Location: Lincoln County, OR | Metro: Lincoln County, OR
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,160 |
| 1 Bedroom | $1,170 |
| 2 Bedrooms | $1,530 |
| 3 Bedrooms | $2,070 |
| 4 Bedrooms | $2,560 |
| 5 Bedrooms | $2,970 |
| 6 Bedrooms | $3,326 |
| 7 Bedrooms | $3,592 |
| 8 Bedrooms | $3,772 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 1BR | $1,170 | $277,232 | 0.42% | F |
| 2BR | $1,530 | $413,987 | 0.37% | F |
| 3BR | $2,070 | $545,273 | 0.38% | F |
| 4BR | $2,560 | $695,547 | 0.37% | F |
| 5BR | $2,970 | $858,131 | 0.35% | F |
U.S. Census Bureau data (2024)
Lincoln City, Oregon, located in ZIP code 97367, is a coastal community known for its natural beauty and tourism industry. This area offers a unique investment opportunity for landlords and small-portfolio investors looking to capitalize on a growing rental market.
The data points highlight a strong rental market in Lincoln City, with the ZORI exceeding the FMR, indicating that landlords can potentially charge above the fair market rate. The median home value suggests that the area is not overpriced, making it accessible for both homeowners and renters. With nearly a third of the population being renters, there is a substantial demand for rental properties. However, the lack of data on days on market (DOM) could indicate a less active real estate market, which might affect the speed of property turnover. Overall, the combination of high market rents and a moderate median income level supports the viability of rental investments in this area, particularly for those who can offer well-maintained and competitively priced units.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.